Kolkata, Feb 16 :With the rapid expansion of the gold loan ecosystem across India, there is a growing demand for professionally trained and certified gold appraisers. Jewellers-cum-valuers, along with bank and NBFC officials engaged in gold loan operations, are increasingly seeking formal training in Gold & Jewellery Appraisal for skill upgradation, standardisation, and regulatory compliance.
Further, in view of the new guidelines issued by the Reserve Bank of India (RBI), proposed to be effective from April 2026, banks and NBFCs are expected to adopt more structured, transparent, and compliant gold loan appraisal and reimbursement mechanisms. This regulatory shift makes professional and technically sound training in gold appraisal even more critical.
Recognising this emerging need, the Centre for Valuation Studies, GLF Business School, organised a two-day specially designed workshop on Gold & Jewellery Valuation & Appraisal in Kolkata on February 9–10, 2026. The programme was conducted under the aegis of the MSME Technology Development Centre, Ministry of MSME, Government of India, in association with the ICMAI Registered Valuers Organisation (ICMAI RVO).
Expert Faculty & Programme Design
The workshop was conducted by renowned expert faculty Dr. Pravin R. Joshi from MSME-TDC. The specialised programme provided participants with a strong conceptual foundation, complemented by extensive hands-on practical demonstrations to ensure real-world applicability and industry relevance.
Key Topics Covered
The sessions covered:
- Fundamentals of gold, purity standards, and hallmarking
- Identification of different types and caratage of gold jewellery and alloys
- Methods of testing gold purity (visual inspection, touchstone method, and instrument-based testing)
- Weight calculation, wastage estimation, and scientific valuation techniques
- Risk factors, fraud detection, and best practices in gold appraisal
- Regulatory and operational aspects of gold loans in Banks and NBFCs, including RBI compliance requirements
The programme emphasised practical exposure, enabling participants to develop technical accuracy and confidence in appraisal processes.
Participant Profile
The workshop witnessed active participation from:
- Bank Managers and Loan Officers
- Valuers and Chartered Appraisers
- Jewellery Shop Owners
- Jewellery Manufacturers
Distinguished Presence
The programme was graced by the presence of:
- Prof. Avijit Banerjee, Director, GLF Business School
- Prof. Lopamudra Bhattacharyya, Founder & CEO, GLF Business School
- Shri Goutam Maiti, Programme Coordinator, MSME-TDC
- Dr. S. K. Gupta, Managing Director, ICMAI RVO (who joined online)
The workshop concluded with positive feedback from participants, who appreciated the technical depth, practical orientation, and regulatory insights offered by the programme. The initiative marks a significant step toward strengthening professional standards in gold valuation and supporting compliance-driven growth in the gold loan sector.
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