Mr. Dilip Modi, Founder & CEO of Spice Money

“The unprecedented 16.73 billion UPI transactions in December represent a milestone in India’s progress toward a fully digital economy. In 2024 UPI processed an astounding 172 billion transactions, reflecting a 46% increase from 118 billion in 2023, and showcasing the trust, convenience, and accessibility this platform has brought to millions. This growth underscores the transformative power of digital payments and their ability to connect every corner of the country, from urban hubs to the most remote villages.

At Spice Money, we take immense pride in being at the forefront of this revolution, empowering rural Bharat by introducing digital payment solutions to underserved communities. By equipping our vast Adhikari network with various tools for financial inclusion of the masses, we aim to ensure that even the remotest villages are connected to the digital economy. As we celebrate this milestone, our focus remains on fostering financial inclusion by bridging the urban-rural divide and expanding digital literacy. Together, with the collaborative efforts of policymakers, fintech players, and the private sector, we are building a financially empowered and digitally resilient Bharat, ensuring that no one is left behind in this journey of transformation.”