Dr. HP Singh, CMD, Satin Creditcare says “The RBI’s decision to revise the repo rate after a long period is a well-calibrated move, keeping in mind current macroeconomic factors. The intent to support growth and financial inclusion has always been there, but given the evolving economic landscape, this adjustment comes at the right time. Lower borrowing costs will increase liquidity, putting more disposable income in the hands of individuals and driving rural demand. This will positively impact small businesses, micro-entrepreneurs, and consumption patterns, creating a ripple effect across the economy. Additionally, the rise in affordable housing demand will further strengthen financial inclusion. With the RBI expected to remain accommodative, this will be particularly beneficial for NBFCs, especially larger, well-diversified, and highly rated players, enabling them to extend credit more effectively. At Satin Creditcare, we see this as an opportunity to deepen financial empowerment, helping individuals and businesses build a more secure and self-sustaining future.”