AU Small Finance Bank Increases Deposit Rates; Offers Up to 7.90 Percent for Senior Citizens

June 10, New Delhi: AU Small Finance Bank (AU SFB), India’s largest Small Finance Bank and the first institution in over a decade to receive in-principle approval from the Reserve Bank of India to transition into a Universal Bank, has revised its deposit interest rates across Fixed Deposits (FDs), Recurring Deposits (RDs), and Foreign Currency Non-Resident [FCNR (B)] deposits, effective June 10, 2026.

Under the revised structure, customers can now earn up to 7.40% p.a. on FDs and RDs, while senior citizens can earn up to 7.90% p.a., making AU SFB’s offering among the more competitive and attractive savings avenues in the current rate cycle.

The revision comes at a time when savers across India are increasingly looking for stable, high-yield deposit options, while NRIs continue to seek secure and efficient avenues to manage savings across geographies.

The revised peak interest rates are as follows:

Product	Current Peak Rate	Revised Peak Rate
FD (Normal)	7.25%	7.40%
FD (Senior Citizen)	7.75%	7.90%
RD (Normal)	7.25%	7.40%
RD (Senior Citizen)	7.75%	7.90%
FCNR	5.15%	7.10%

In parallel, the Bank has also enhanced its FCNR deposit rates, further strengthening its NRI banking proposition by offering attractive foreign currency deposit options alongside competitive domestic deposit rates. Together, the revised rates position AU SFB as a comprehensive savings partner catering to both resident Indians seeking higher returns and NRIs looking for efficient cross-border savings solutions.

The revised rates are applicable to both new and existing customers and are available across

AU SFB’s 2,790+ touchpoints spanning 21 States and 4 Union Territories, as well as through its digital channels including the AU 0101 app, WhatsApp Banking, and 24×7 video banking.