New Delhi, 21st May 2025: Tata AIA Life Insurance Co. Ltd., one of India’s most trusted life insurers, has announced a record bonus payout of ₹1,842 crore in its participating plans for the financial year ending March 31, 2025, which will benefit over 8.15 lakh policies. This year’s payout marks a 26% increase over last year’s bonus of ₹1,465 crore — the highest ever in the company’s history.
Among other participating plans, the bonus has been declared for key participating plans such as the Diamond Savings Plan, Smart Value Income Plan, Value Income Plan and Shubh Flexi Income Plan.
Participating Insurance Plans, also known as “Par” plans, are life insurance policies that share profits with policyholders in the form of bonuses or dividends. These bonuses are not guaranteed but are typically declared annually, depending on the performance of the insurer’s participating (or with-profits) fund.
What This Means for Policyholders
This announcement reaffirms Tata AIA’s unwavering commitment to partner with its consumers and enabling them to fulfil their dreams.
“We are excited to announce another year of exceptional bonus payouts for our participating policyholders. Tata AIA’s record-breaking bonus declaration underscores our commitment to honoring the trust of our policyholder, while continually rewarding them with superior returns. We remain dedicated to helping our customers live fikar-free lives, achieve their financial goals, and secure a bright future for their loved ones.” said Kshitij Sharma, Executive Vice President and Appointed Actuary at Tata AIA.
PAR (Participating) Plans make a lot of sense in the current market conditions.
Tata AIA’s participating plans are designed to help you meet your life goals — be it saving for your child’s future, building a retirement corpus, or creating a reliable income stream — all while safeguarding your loved ones.
These plans offer the perfect balance of protection and performance:
- Low Volatility – Bonus payouts help cushion against market ups and downs
- Equity Upside – Enjoy growth potential with managed exposure to equities
- Life Cover – Guaranteed life cover ensures financial security for your family
