Tata AIA Life Insurance continues to set benchmarks in fund performance through its Unit Linked Insurance Plans (ULIPs). The company’s funds have outperformed market benchmarks. This offers policyholders an ideal combination of long-term growth and life insurance protection.
Fund Benchmark: Multi Cap Fund, India Consumption Fund, Top 200 Fund: S&P BSE 200.
Inception Dates: Top 200 Fund: 12 Jan 2009, Multi Cap Fund: 05 Oct 2015, India Consumption Fund: 05 Oct 2015.
Tata AIA has established its expertise in investment-linked plans, consistently delivering benchmark-beating fund performance. An impressive 96.06% of the company’s assets under management (AUM) is rated 4 or 5 star by Morningstar, a globally recognised rating agency, on a 5-year basis. In contrast, the average for the private life insurance industry is only 31%.
Tata AIA’s offerings provide policyholders with access to high-growth equity opportunities, backed by robust life and health insurance benefits. The funds focus on high-performing stocks, offering a balance of risk and return across all market caps.
Harshad Patil, Chief Investment Officer (CIO) of Tata AIA, said,
“At Tata AIA Life, our investment philosophy is anchored in delivering sustainable, long-term value to our policyholders. India’s remarkable economic growth, powered by a young and dynamic population, rapid urbanisation, and an expanding middle class, is creating unprecedented opportunities across sectors. By leveraging rigorous research frameworks and a disciplined bottom-up stock selection process, we aim to capture this potential while ensuring consistent, risk-adjusted returns. This approach not only helps us build resilient portfolios but also reinforces our commitment to safeguarding and growing our customers’ wealth in one of the world’s most attractive markets..”
With a steadfast focus on policyholder benefits, Tata AIA Life Insurance continues to lead by delivering consistent, benchmark-beating returns and redefining life insurance through its integrated ULIP offerings.
As of 31st July 2025, Tata AIA has grown its Assets Under Management (AUM) significantly to INR 134,215 Crores, translating to 20.55% YoY growth. This has been possible due to robust Individual New Business Premium income and exceptional investment performance.
