India, 18th october 2025: The Bank has reported robust performance for the quarter ended September 30, 2025, reflecting strong growth across business, deposits, advances, and asset quality.
Business and Deposits
The Bank’s total business witnessed significant growth, driven by both retail and institutional segments. Total deposits showed steady expansion, with CASA deposits contributing a substantial portion, reflecting a strong and stable deposit base.
Advances and Asset Quality
Gross advances increased, supported by growth across Retail, Agriculture, and MSME sectors. Asset quality improved, with both gross and net NPAs declining, supported by a strong provision coverage ratio.
Profitability
Net profit for the quarter recorded a marked improvement. Operating profit reflected some moderation due to changes in net interest income and non-interest income, while net interest income remained healthy. Return on assets and return on equity showed positive trends, highlighting efficient capital utilization.
Capital Adequacy and Network
The Bank’s capital adequacy remained strong, with Tier I capital improving over the previous period. The Bank continues to maintain a pan-India presence, with a wide network of branches, ATMs, and business correspondent points, serving customers across urban, semi-urban, and rural areas.
Outlook
The Bank remains focused on sustaining growth across deposits, advances, and profitability while maintaining strong asset quality and capital adequacy. Strategic initiatives in retail, agriculture, and MSME sectors, along with enhanced customer touchpoints, are expected to drive continued momentum in the coming quarters.
