New Delhi, Apr 28 (BNP): India’s fintech sector raised $513 million in the first quarter of 2026, registering a slight increase compared to last year, even as the number of funding deals declined.
A recent report indicates a clear shift in investor preference toward larger, established companies, with late-stage funding witnessing strong growth. In contrast, early-stage and seed funding saw a decline, reflecting a more cautious investment approach.
The digital lending segment attracted the majority of investments, accounting for nearly 60% of total funding, highlighting a focus on business models with proven performance.
Mumbai emerged as the leading funding hub during the quarter, followed by Bengaluru, driven by the growth of lending and financial services firms.
Overall, the trend suggests that India’s fintech sector is moving toward a more stable and mature investment phase, with emphasis on scale, sustainability, and profitability.
