By:Mr. Sachin Pillai, Managing Director & Chief Executive Officer , Hinduja Leyland Finance Ltd.

“The RBI’s decision to reduce the policy repo rate by 25 basis points is a welcome move in the current environment. It opens up space for NBFCs like us to reduce borrowing costs and pass on the benefits to end customers in vehicle financing, affordable housing finance and SME financing where credit sensitivity remains high.

The decision to broaden the scope of co-lending and move towards a more principle-based regulatory framework is a positive step. It will encourage greater collaboration between banks and NBFCs, improve access to credit in underserved markets, and strengthen the foundation for inclusive growth.

Coupled with the shift to an accommodative stance, these measures signal a clear intent to support growth without losing sight of inflation stability. The policy outlook aligns with our vision to scale responsibly, strengthen our retail presence, and meet Bharat’s evolving credit needs more efficiently.”